LLC "Bitcom" (hereinafter — "Company") — a digital asset service provider, resident of the Technology Park for Software Products and Information Technologies (IT Park Dushanbe). The Company adheres to strict standards in anti-money laundering (AML) and customer identification (Know Your Customer, KYC).
This policy has been developed in accordance with the Technology Park Regulation (Government Resolution of the RT No. 440 dated July 31, 2024), the legislation of the Republic of Tajikistan, and international FATF standards.
Our Goal: To ensure transparency of financial transactions and prevent the use of the Platform for money laundering, terrorism financing, and other illegal activities.
1. Legal Framework
The Company operates in accordance with:
- Government Resolution of the RT No. 440 dated 31.07.2024 — Regulation on the Technology Park (paragraphs 63-64 — AML/KYC requirements)
- Law of the RT "On Technology Park"
- Law of the RT "On Combating Money Laundering and Terrorism Financing"
- FATF Recommendations
- Requirements of the National Bank of Tajikistan
2. What is KYC
KYC (Know Your Customer) is a procedure for customer identification and verification:
- Customer Identification (CIP): collecting basic customer information
- Customer Due Diligence (CDD): assessing risks
- Enhanced Due Diligence (EDD): additional verification for high-risk customers
- Ongoing Monitoring: tracking transactions
3. Customer Verification
Important: All transactions require mandatory identity verification with a selfie with document.
Standard Verification Level
- Email registration
- Phone number confirmation
- Upload of identity document (passport)
- Photo (selfie) with document
Limits: Up to 50,000 TJS/day, 500,000 TJS/month
Premium Extended Level
- All standard requirements + proof of address + source of funds
Limits: Individual limits, priority support
4. Required Documents
| Document | Description |
|---|---|
| Passport | Primary document for verification |
| Selfie with Document | Photo holding the document |
| Proof of Address | Utility bill or bank statement (not older than 3 months) |
| Source of Funds | Income certificate, declaration, etc. |
5. What is AML
AML (Anti-Money Laundering) is a set of measures aimed at preventing money laundering:
- Customer identification and verification
- Real-time transaction monitoring
- Sanctions list screening
- Detection and reporting of suspicious transactions
6. Record Retention
In accordance with paragraph 64 of the Regulation, we retain all documents for at least 5 years.
7. Contacts
For AML/KYC questions: info@bitcom.tj
Address: Republic of Tajikistan, Dushanbe, Mirzo Tursunzoda Street, 27